Last Updated: July 25 2024
Introduction
You are visiting a website owned and operated by requestedresults .com. requestedresults and its subsidiaries (collectively “requestedresults” “us” “we” or “our”) offers this Website to you conditioned upon your acceptance of all terms, conditions, policies, and notices stated herein. These Terms and Conditions (hereafter “Terms”) applies to requestedresults and all websites owned and operated by requestedresults on which these Terms are displayed (referred hereafter as Website(s) or Site(s) whether individually or collectively) as well as requestedresults affiliates. This Agreement also applies to your use of any goods, facilities, or services offered through the Websites (collectively “Services”) regardless of how they are accessed. By accessing, browsing, or using the Websites, you acknowledge that you understand, accept, and agree to be bound by this Agreement as well as our Privacy Policy, which is incorporated into this Agreement by reference. You agree that to the fullest extent required by the law of any state, that you have been provided with, have received, and are agreeing to all disclosure and consent requirements. Certain Services may include additional terms; by agreeing to proceed with any such Services, you acknowledge that you have read, understand, and agree to be bound by any additional terms displayed or referenced that apply to that Service.
Agreement
By accessing, browsing, or using the Websites you acknowledge that you understand, accept, and agree (i) to be bound by this Agreement as well as our Privacy Policy, which is incorporated into this Agreement by reference; (ii) to the fullest extent required by the law of any state, that you have been provided with, have received, and are agreeing to all disclosure and consent requirements; and (iii) that you are of legal age and not prohibited by law from accessing or using the goods and Services offered herein. Certain Services may include additional terms; by agreeing to proceed with any such Services, you acknowledge that you have read, understand, and agree to be bound by any additional terms displayed or referenced that apply to that Service. If you do not agree to all these Terms, then you may not access this Website or use any of its Services.
Modification
We reserve the right in our sole discretion to change these Terms at any time by posting revised terms on this Website. The date on which these Terms have been last updated will be noted immediately above this page, and the revised Terms will take effect seven (7) days after their publication on this Website. Therefore, you should visit this page periodically to review any changes. Your continued use of this Website after any such changes have been made constitutes acceptance of those changes.
Eligibility
The Services offered on this Website are not available to persons under the age of 18 or to persons who are not legal residents of the United States. By using this Website, applying for, or using any of its Services, you represent and warrant that you are at least 18 years of age and are a legal resident of the United States. Not all Services are available in all geographic areas. Your eligibility for particular Services is subject to final determination by requestedresults, its affiliates, and/or its lending partners.
Services Offered by this Website
Online Marketplace for Lenders and Other Providers
This Website functions as an online marketplace for you to find third-party lenders and other providers that may be of interest to you. Lenders and non-lenders (hereafter “Network Partners”) that participate in our network may use specific criteria or filters to identify the consumers with whom they would like to connect.
We Are Not a Lender
requestedresults is not a lender, financial institution, loan broker, or an agent of a lender, financial institution, or loan broker. This Website does not constitute an offer or solicitation to lend. Not all lenders can provide loans in the amounts advertised on the Websites. The amount of time to transfer funds may vary between lenders and may also depend on your individual financial institution. Lenders that participate in the services provided by this website do not offer loans in every state. If you are from a state that the lenders do not service, you will not be connected to a lender. For details, questions, or concerns regarding your loan, please contact the lender directly.
Advertiser Disclosure
This Website provides its services to you free of charge but may receive payment from lenders and non-lenders for referring a lead to them. Your use of this Website’s services constitutes your agreement with this compensation arrangement. This Website does not endorse or recommend the services or products of any particular Network Partner. You should rely on your own judgment in deciding which available loan product, terms, lender, and/or Network Partner most closely fits your needs and financial situation. We do not guarantee that the loan terms or rates offered and made available by lenders are the best terms or lowest rates available in the market.
Request for Other Related Products and Services
requestedresults may also allow you to request products or services other than loans that are advertised on this Website based on your interest. These non-loan related products or services may include debt consolidation or settlement, auto title loans, health insurance products, credit card products, and/or any products or services that may be of interest to you. Based on your interest, we may offer these ancillary products or services as additional options to consider.
Not Professional Advice
requestedresults and the products and services it promotes are not a substitute for professional advice. We provide our Services solely for your convenience and such Services (i) are not intended as a substitute for professional advice; (ii) should not be construed as the provision of advice or recommendations; and (iii) should not be relied upon as the basis for any financial decision or action. We are not responsible for the accuracy or reliability of any Services. It is your responsibility to evaluate the accuracy, completeness, or usefulness of any Services available through this Website. The relationship between you and us is not a professional or similar relationship. We always recommend you seek the advice of a qualified professional with respect to any questions you may have and to never disregard professional advice or delay in seeking it because of something you have read on this Website.
Copyrights and Trademark
All content within this Website, including without limitation all software, graphics, text, design, images, illustrations, databases, user interfaces, visual interfaces, audio design, structure, arrangement, products, and information (collectively “Content”) of this Website are owned, controlled, and licensed by requestedresults and/or its licensors. The Content is protected by trademark, copyright, and patent laws and other intellectual property rights and unfair competition laws. Except as expressly stated herein, no part of the Websites or Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, transmitted, or distributed in any way, including the use of framing or mirrors to any other computer, server, website, or other medium for publication.
Privacy
We respect your privacy and use generally accepted industry standards to safeguard your personally identifiable information. For additional information regarding this Website’s collection and use of your personally identifiable information in connection with your use of this Website, please see our Privacy Policy. requestedresults and/or its Network Partners may obtain, verify, and record information, including but not limited to your name, social security number, address, telephone number, and date of birth that will allow them to properly identify you. During the Network Partner’s formal application process, they also may ask for your driver’s license or other identifying documentation to further assist in certifying your identity.
Foreign Users
requestedresults makes no representation that materials in this Website are appropriate or available for use in other locations. If you access this Website from outside the United States, please understand that this Website may contain references and/or links to products and services that are not available or are prohibited in your jurisdiction. Any user who is a resident of a foreign country agrees that (i) they have voluntarily sought and established contact with requestedresults; (ii) they will not use, transmit, disseminate, or upload any material content that would violate any applicable local, state, or national laws or regulations of the foreign member’s country of residence; (iii) under no circumstance shall requestedresults be deemed liable under any laws other than the United States; (iv) his or her participation is governed by United States law and subject to the arbitration and venue provisions stated herein; and (v) consent to having their data processed in the United States.
Representations and Warranties
You represent and warrant to requestedresults that (i) you are at least 18 years of age; (ii) you are authorized to enter into this agreement; (iii) you will not use this Website or the Contents herein for any purpose or manner that violates any laws, regulation, or that infringes the rights of us or any third party; (iv) any information or data you provide to us will not violate any law, regulation, or infringe the rights of any third party; (v) all information that you provide to us in connection with this Website (e.g. name, e-mail address, phone number, and/or other information) is true, correct, and accurate; and (vi) you are authorized and able to fulfill and perform the obligations and meet the conditions of a user as specified herein.
Disclaimers and Liability
THIS WEBSITE DOES NOT WARRANT, GUARANTEE, OR MAKE REPRESENTATIONS REGARDING YOUR USE OR THE ULTIMATE OUTCOME OF YOUR USE OF THIS WEBSITE IN TERMS OF AVAILABILITY, ACCURACY, RELIABILITY, COMPLETENESS, INTENDED PURPOSE, QUALITY, FUNCTIONALITY, OR OTHERWISE. THIS WEBSITE AND MATERIALS CONTAINED HEREIN ARE PROVIDED TO YOU “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NONINFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTY OUT OF COURSE OF DEALING, USAGE, OR TRADE. requestedresults IS NOT RESPONSIBLE OR LIABLE FOR ANY NETWORK PARTNER’S ACTS OR OMISSIONS, INCLUDING FOR ANY QUOTES OR SERVICES THAT ANY SUCH NETWORK PARTNER MAY PROVIDE, FOR ANY NETWORK PARTNER’S CONTACTING OR FAILURE THEREOF TO CONTACT YOU, FOR ANY NETWORK PARTNER’S PERFORMANCE OR FAILURE TO PERFORM ANY SERVICES, OR FOR ANY AGREEMENT OR TRANSACTION BETWEEN YOU AND ANY NETWORK PARTNER.
YOU AGREE THAT requestedresults, ITS MARKETING SERVICE PROVIDERS, AND NETWORK PARTNERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, USE, LOSS OF DATA, LOSS OF SECURITY, ARISING OUT OF OR IN ANY WAY CONNECTED TO YOUR USE OF THIS WEBSITE OR OF INFORMATION OR MATERIALS AVAILABLE THROUGH THE WEBSITE, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF requestedresults HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. IN PARTICULAR AND WITHOUT LIMITATION, TOTAL LIABILITY OF requestedresults FOR ANY REASON WHATSOEVER RELATED TO YOUR USE OF THIS WEBSITE, RESULTS FROM USE OF THIS WEBSITE OR FOR ANY CLAIMS RELATING TO THIS AGREEMENT SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00 USD). THE FOREGOING LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, OUR LIABILITY IN SUCH JURISDICTION SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
Indemnity
As a condition of use of this Website and/or requestedresults’s services, you agree to indemnify requestedresults and its Marketing Service Providers and Network Partners from and against any and all liabilities, expenses (including attorney’s fees), and damages arising out of claims resulting from your use of this Website, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms. You must not settle any such claim or matter without the prior written consent of requestedresults. The requestedresults parties reserve the right at their own expense to assume the exclusive defense and control of any matter subject to indemnification by you, and you further agree that you will cooperate fully in the defense of any such claim.
Errors and Delays
You agree that requestedresults is not responsible for any errors or delays in responding to a request or referral form caused by including but not limited to an incorrect email address or other information provided by you or other technical problems beyond our reasonable control.
Links to Third Party Websites
This Website may contain links to websites maintained by third parties. Such links are provided for your convenience and reference only. We do not operate or control in any respect any information, software, products, or services available on non-affiliated third-party websites. Our inclusion of a link to a website does not imply any endorsement of the services or the website, its contents, or its sponsoring organization. Your use of any such third-party websites may be subject to other terms and conditions imposed by the third parties maintaining those websites. When you leave this Website, you agree that we are not responsible for the accuracy or content of the information provided by that website nor is it liable for any direct or indirect technical or system issues arising out of your access to or use of third-party technologies or programs available through that website.
Notice to Claim
For all disputes you may have, whether pursued in court or arbitration, you must first give requestedresults an opportunity to resolve the dispute by providing written notification to info@requestedresults.com and via postal mail to requestedresults (i) your name (ii) your address (iii) a written description of your claim and (iv) a description of the specific relief you seek. If requestedresults does not resolve the dispute within 30 days after it receives your notification, you may pursue your dispute as set forth above.
Release and Discharge
YOU HEREBY RELEASE, REMISE, AND FOREVER DISCHARGE requestedresults, ITS MARKETING SERVICE PROVIDERS, AND ITS NETWORK PARTNERS AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES, INFORMATION PROVIDERS, SERVICE PROVIDERS, SUPPLIERS, LICENSORS, AND LICENSEES AND ALL OTHER RELATED, ASSOCIATED, OR CONNECTED PERSONS FROM ANY AND ALL MANNER OF RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS, AND DISBURSEMENT OF ANY NATURE AND KIND WHATSOEVER AND HOWSOEVER ARISING, WHETHER KNOWN OR UNKNOWN, WHICH NOW OR HEREAFTER EXIST, WHICH ARISE FROM, RELATE TO, OR ARE CONNECTED WITH YOUR USE OF THIS WEBSITE.
Dispute Resolution and Binding Arbitration
YOU AGREE THAT ANY DISPUTE BETWEEN YOU AND US, INCLUDING WITHOUT LIMITATION DISPUTES RELATING TO THIS WEBSITE, CONTENT, OR SERVICE (“DISPUTE”) SHALL BE FINAL AND EXCLUSIVELY RESOLVED BY BINDING INDIVIDUAL ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (“AAA”) IN ACCORDANCE WITH ITS CONSUMER ARBITRATION RULES. DISPUTES WILL BE ARBITRATED AT A HEARING CONDUCTED IN LOS ANGELES, CALIFORNIA; THE ARBITRATOR(S) SHALL HAVE NO AUTHORITY TO DEVIATE FROM THE LAW AND THE ARBITRATOR(S) SHALL MAKE ALL REASONABLE EFFORTS TO EXPEDITE THE ARBITRATION PROCEEDINGS AND TO LIMIT DISCOVERY. THIS MEANS THAT YOU WILL NOT BE ABLE TO LITIGATE ANY SUCH DISPUTE IN COURT AND THAT YOU AGREE TO WAIVE YOUR RIGHT TO A JURY TRIAL. YOU AGREE THAT ANY AND ALL DISPUTES WILL BE GOVERNED BY THE LAWS OF THE STATE OF CALIFORNIA WITHOUT REGARD TO ANY CONFLICT OF LAW PROVISIONS. IF ANY MATTER PROCEEDS IN COURT, INCLUDING POST-ARBITRATION CONFIRMATION PROCEEDINGS, YOU AGREE TO THE EXCLUSIVE PERSONAL JURISDICTION BY AND VENUE IN THE STATE AND FEDERAL COURTS LOCATED IN LOS ANGELES COUNTY, CALIFORNIA AND WAIVE ANY OBJECTION TO SUCH JURISDICTION OR VENUE.
You agree that no arbitration under this agreement shall be joined to an arbitration involving any other party subject to this agreement. Arbitration must be on an individual basis. You may not join or consolidate claims in arbitration or litigate in court or arbitrate any claims as a representative or member of a class or in a private attorney general capacity. You also agree that any dispute or disagreement regarding the enforceability, applicability, or interpretation of any provision of this agreement, including the provisions regarding dispute resolution and arbitration, is a Dispute subject to the arbitration provisions herein and shall be resolved by an arbitrator.
You also agree that any dispute or cause of action arising out of or related to this Website, Services, or Content must be commenced within one year from the later of (i) when the dispute or cause of action accrues or (ii) through the exercise of reasonable diligence, you should have known about the accrual of the cause of action. Otherwise, such cause of action is permanently barred.
This Agreement (including all referenced or incorporated policies, agreements, and other provisions) constitutes the entire agreement between you and requestedresults and supersedes all prior or contemporaneous oral or written agreements or other communications between the parties with respect to the subject matter thereof. If a conflict between the language of these Terms and the language of any terms incorporated by reference, the latter incorporated terms shall control.
You acknowledge and agree that in entering into this Agreement you are not relying on any representation, warranty, statement, or promise, express or implied, not explicitly set forth in this Agreement, and you hereby waive any claimed reliance on same. If any provision of this Agreement shall be found to be invalid or unenforceable, you agree such provision shall to the maximum extent feasible be modified by to render it enforceable with respect to the Dispute at issue and to reflect to the maximum extent possible the intent of the existing language of the provision when considered in the context of this Agreement as a whole that such modified provision shall be enforced with respect to the underlying claims in the Dispute at issue and that such a finding of invalidity or unenforceability shall not affect the validity or enforceability of this Agreement as a whole or of any other provision of this Agreement.
No Class Actions
To the extent allowed by law, you and requestedresults each agree to waive any right to pursue disputes on a consolidated or class-wide basis; that is, to either join a claim with the claim of any other person or entity, or assert a claim in a representative capacity on behalf of anyone else in any lawsuit, arbitration, or other proceeding. You hereby understand that by agreeing to this class action waiver, you may only bring claims against requestedresults in an individual capacity and not as a plaintiff or class member in any purported class action or representative proceeding.
DMCA Notice
Pursuant to the Digital Millennium Copyright Act (DMCA) Safe Harbor 17 U.S.C. § 512(c), if you believe that anything on this Website or service offered herein infringes any copyright that you own or control, you may file notice of such infringement in compliance with the requirements of 17 U.S.C. 512(c)(3) with our designated agent at requestedresults info@requestedresults.com. A copy of this legal notice may be sent to a third party that may publish and/or annotate it. As such, your letter with your personal information redacted may be forwarded to the Chilling Effects Clearinghouse for publication.
California Consumer Notice
Under California Civil Code Section 1789.3, California website users are entitled to know that they may file grievances and complaints with the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 400 R Street Suite 1080, Sacramento, CA 95814, by telephone at (916) 445-1254 or (800) 952-5210, or by e-mail at dca@dca.ca.gov.
Entire Agreement
These Terms and requestedresults’s Privacy Policy, which is hereby incorporated by reference as if set forth fully herein, represent the entire agreement between you and requestedresults with respect to the subject matter herein and they supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written between you and requestedresults with respect to the Website.
Miscellaneous
The headings contained in this Agreement are for convenience of reference only, are not to be considered a part of this Agreement, and shall not limit or otherwise affect in any way the meaning or interpretation of this Agreement.